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Protection for What You Can’t Predict
Crime & Specialty Risk Insurance in San Diego & Chula Vista
Some threats fall outside the scope of standard policies — like employee theft, liquor liability, or damage from natural disasters. Our Crime & Specialty Risk solutions are designed to help you manage these exposures with focused, high-impact coverage.
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What We Offer
Crime Insurance
Covers losses due to employee theft, fraud, forgery, or dishonest acts — a key layer of protection for internal financial risk.
Liquor Liability Insurance
Helps protect bars, restaurants, and event venues from liability related to alcohol service, including third-party injuries or property damage.
Natural Disaster Coverage
Coverage for earthquakes, wildfires, hurricanes, and other region-specific events — often excluded from general property policies.
Difference in Conditions (DIC) Insurance
Fills coverage gaps left by standard property insurance, including exclusions for flood, earthquake, or other specialty perils — especially useful for complex property portfolios.
Who It's For
- Businesses handling cash, inventory, or financial transactions
- Owners or managers of hospitality venues or licensed events
- Companies in high-risk areas for earthquake, wildfire, or flood
- Property investors with unique coverage requirements
We help you identify uncommon risks and build targeted protection that complements your core policies.
Let’s Get You Covered
Specialty risks need specialized solutions. We help you secure the right coverage — quickly, clearly, and with experience you can count on.
Serving San Diego, Chula Vista, and clients across California. Licensed in Oregon and Washington.
