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California Business Insurance
Local Expertise. Tailored Protection. Statewide Service.
From San Diego to Chula Vista and beyond, we help California businesses and families protect what matters most — with responsive support and coverage built for local risks.
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How We Can Help
Commercial Insurance for California Businesses
From general liability to commercial auto, we help business owners meet contract requirements, protect assets, and navigate California’s regulatory landscape.
Personal Insurance for California Families
Protect your home, vehicle, rental properties, and more — with guidance from a local team that understands California’s risks and markets.
Who We Serve Across California
We specialize in helping a wide range of clients across California — from growing businesses to established property owners and families who need protection that fits their lifestyle.
Whether you’re a contractor in San Diego, a landlord in Chula Vista, or a homeowner anywhere in the state, we tailor every policy to your real needs — and treat every client with personal, local care.
Why Choose Preferred Property & Casualty
California Coverage You Can Trust
With 25+ years of experience and deep regional knowledge, we’re built to serve the unique needs of California clients.
Quick Quotes. Real Support.
We work fast and communicate clearly — offering insurance that’s personalized and easy to manage.
Long-Term Relationships Over Quick Sales
We don’t just sell policies. We become a trusted advisor to your family or business.
Common Questions from California Clients
Is earthquake insurance included in standard policies?
No — it’s a separate policy or add-on. We’ll help you understand your risk and options.
Do I need workers’ comp in California?
Yes. California law requires it if you have even one employee.
Can I bundle home and auto coverage?
Yes. We’ll help you bundle efficiently — with quality carriers and strong discounts.
Let’s Get You Covered
We’re based in San Diego and proudly serve Chula Vista and clients across California. We’re also licensed to support clients in Oregon and Washington.
