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Cover More Than Just the Commute. Protect Your Adventure.
Vehicle & Recreation Insurance in San Diego & Chula Vista
Whether you’re cruising coastal highways or hitting the trails, recreational vehicles need specialized coverage. Vehicle & Recreation Insurance helps protect motorcycles, RVs, off-road vehicles, and more — so you can enjoy the ride with peace of mind. With 25+ years of experience, Preferred Property & Casualty helps California drivers get the right coverage for every type of vehicle — on or off the road.
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What’s Covered
Protection for Your Motorcycle, RV, and More
Motorcycle Insurance
Covers liability, theft, collision, and gear — whether you ride daily or just on weekends.
RV & Motorhome Insurance
Covers your vehicle, contents, and liability — plus optional add-ons for full-timers and long-distance travelers.
Off-Road Vehicle Insurance
Protection for ATVs, UTVs, dirt bikes, and more — with flexible options for use on trails, private land, or public roads.
Built for California's Recreational Drivers
Protection for High-Risk, High-Fun Vehicles
Recreational vehicles face unique risks — from trail hazards to parked theft. We’ll help you get coverage that makes sense.
Seamless Coverage Across All Vehicles
Bundle your recreation policies with auto, homeowners, or umbrella coverage to simplify billing and improve savings.
Local Knowledge. Trusted Insurers. Expert Support.
We partner with top carriers to help you navigate state laws, coverage options, and real-world risks — with advice that’s honest and helpful.
Common Questions
Is motorcycle insurance required in California?
Yes — the state requires liability coverage. We help you build beyond the basics for better protection.
Does auto insurance cover my RV?
No — RVs need separate coverage, especially for contents, campsites, and multi-state travel.
Do I need insurance for an off-road vehicle?
In most cases, yes — especially if you ride on public land or transport your vehicle. We’ll help you meet local requirements.
